Last December 26, 2009, I gave birth to my 4th child thru cesarean section at Brokenshire Hospital.  I was admitted on the night of Dec. 25 and was discharged on the 28th.  I stayed on the executive wing.  Here's the breakdown of my hospital bill with Philhealth deduction:


                                                     ACTUAL        PHILHEALTH           EXCESS
CENTRAL SERVICE                  5,400.04          4,324.77                   1,075.27
HOSPITAL EQUIPMENT           1,300.00                -0-                       1,300.00
MISCELLANEOUS                          5.00               -0-                              5.00
MED. & SURGICAL SUP.         2,050.00                44.62                   2,005.38
OPERATING ROOM                  5,150.00               3,450.00               1,700.00
OXYGEN                                       180.00              165.56                       14.44
PHARMACY                                3,295.01              2,606.71                 688.30
ROOM ACCOMM.                    4,200.00              1,500.00               2,700.00
OR/DR PHARMACY SUP.             10.30                 9.19                      1.11
OR/DR PHAR. MEDS                  3,854.72              2,787.65               1,067.07
SUBSIDIARY CORP.                      120.00                  -0-                      120.00
NURSING SERVICE FEE               300.00                    -0-                      300.00
OB GYNE                                      28,400.00            8,400.00                20,000.00
ANESTHESIOLOGIST                14,032.00               4,032.00               10,000.00

TOTAL ============             68,297.07              27,320.50             40,976.57

My total hospital bill was P 68,297.07 and since I am a Philhealth member, my final bill was only P 40,976.57.

We recently purchased a 400 square meter residential lot at Island Garden City of Samal (IGACOS). The total amount is P 190,000.00. We made a down payment of P 60,000.00 and the balance is payable in 3 years or 36 months without interest. Our monthly payment is P 3,611.11. Actually, my hubby really wanted something that is near the beach line but we can't afford it. Beach line properties are worth millions.

We don't plan to build a house in Samal. My hubby wanted it just an investment. Maybe we will sell it in the near future at a higher price since Samal is a developing city.  Or we can give the land to one of our children when the right time comes.

Year 2009 was a very rocky year for me.  I was reassigned back to Davao.  Some of our other income sources were cut-off because of this reassignment.  On the contrary, it gives us the opportunity to be with our kids again.  Here are my 2009 highlights, good and bad:

• My husband and eldest son were hospitalized because of typhoid fever
• My second son was also hospitalized because of pneumonia
• My mother had her second mild stroke.  She's okay now
  
• We extended our house 
• We went to Camiguin Island
• We visited Butuan City
• We finally went to Duka Bay
• We paid off 2 of our credit cards
• Gave birth to my 4th child

There you go.  Those are some of the important things that happened last year.  Now, I will be making goals for year 2010.   Happy New Year!

Finally, I received my check from PDIC last November.  (Sorry for the very late post.)  We used the money to pay off all our credit card balances and we don't need to worry about interest charges anymore.

You might be wondering why do I have credit card balances again?  We renovated our house and my hubby used our credit card to purchase some materials.  I don't really agree on it but he already bought the items before informing me about it.  So there is nothing I can do but help him monitor his credit card balances and make sure to pay them on time.